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Monthly Archives: March 2023


Nontraditional Transfers And Due On Sale Clauses: Watch Out

By Larry E. Bray, P.A. |

When we think of selling property, we think of what is generally a voluntary process, or one that goes through the traditional closing process. There is a willing seller and a willing buyer, liens are checked, inspections are conducted, the buyer pays off any existing liens through the sale price, and the seller gets… Read More »

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Understanding Insurance Requirements For Your Mortgage

By Larry E. Bray, P.A. |

If you buy a home with a mortgage, there is a good chance that the mortgage company will require that you get homeowners insurance. Because buying a home is the largest purchase most people will ever make in their lifetimes, it is probably a good idea to get insurance whether the mortgage company requires… Read More »

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What Happens When Someone Dies Before They Can Inherit?

By Larry E. Bray, P.A. |

When we do our estate plan, we often anticipate that those in our estate plan—those who are getting things that we leave to them-will be alive to receive those inheritances. But often it happens that they are not; they pass before we do. Then there is the situation where two people pass at the… Read More »

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Be Careful With These Common Real Estate Scams

By Larry E. Bray, P.A. |

If there’s anything of value in the world, there’s bound to be people trying to steal it. The same holds true with real estate. Yes, real estate scams are quite common in Florida. Here are some of the more common ones, so you can be on the alert and know what to look for…. Read More »

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