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Category Archives: Mortgage Defense

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Facing Foreclosure? Consider a Mortgage Loan Modification

By Larry E. Bray, P.A. |

Every year, countless individuals and families face the risk of foreclosure due to delinquent mortgage payments. A risk of foreclosure does not mean homeowners have to succumb to foreclosure. Homeowners do have options in the event of foreclosure. These options are available at different stages after a home mortgage becomes delinquent. Homeowners should not… Read More »

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Default Notice sent to the Wrong Address Kills Foreclosure

By Larry E. Bray, P.A. |

Deutche Bank Trust Co. lost a foreclosure trial because it sent a notice of default to a post office box rather than the property address which was the address noted in the mortgage as the official notice address. The mortgagor’s attorney argued that the bank violated the express terms of the mortgage by sending… Read More »

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Palm Beach Home Foreclosure Case Turns on Technicality

By Larry E. Bray, P.A. |

It seemed like a fairly straightforward foreclosure case. A homeowner in Palm Beach County failed to keep up with the monthly payments on his mortgage, so the bank took legal action in order to seize the property. But a ruling by a Florida appellate court has now put the brakes on the bank’s foreclosure… Read More »

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