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Category Archives: Real Estate

RE3

Reasons to Hire a Florida Real Estate Attorney for your Closing

By Larry E. Bray, P.A. |

Whether you are the buyer or the seller, you need protection during a real estate transaction. A title company can offer you some peace of mind, but it’s not enough. Some realtors will discourage consumers from hiring an attorney, but that’s because they are looking out for their own interests. The general reason a… Read More »

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GavelBooks

What is Mortgage Fraud in Florida?

By Larry E. Bray, P.A. |

Back in the mid-2000s, the real estate industry was booming, and that led to some serious instances of mortgage fraud. In some cases, it’s the borrower who was committing the fraud, but in other situations, it was the lender who was engaging in illegal practices. Unfortunately, mortgage fraud is on the rise again. According… Read More »

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Law1

How to Legally Terminate an Easement in Florida

By Larry E. Bray, P.A. |

Easements usually involve legal rights granted to someone giving them permission to use a portion of someone else’s property. Essentially, it is the legal right to pass through or use this part of the land for a specific purpose, not just general usage. One example of an easement is the utility companies who have… Read More »

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Easement

Florida Real Estate Law: Understanding Easements

By Larry E. Bray, P.A. |

No matter whether you own personal or commercial real estate in Florida, you need to understand what easements are and how they can affect your rights as a property owner in the state. Generally speaking, an easement is the right to enter someone else’s land despite not having an ownership interest in it. Easements… Read More »

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Short Sale sign outside a home

Florida Residential Property Short Sales

By Larry E. Bray, P.A. |

Short sales are typically only approved in limited situations where there is minimal equity in the home and the bank stands to lose money if they proceed with a traditional foreclosure. By allowing a homeowner to do a short sale, the bank will be eligible to get reimbursement from numerous government programs. Selling your… Read More »

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Title

The Advantages of Purchasing an Attorney-Written Title Insurance

By Larry E. Bray, P.A. |

Title insurance protects the buyer of a home or land against loss of the property should there be later discovery that the title of the property was “imperfect.” Imperfect title is a legal term of art that means that someone has a claim (whether legitimate or illegitimate) to the property. Imperfect title could also… Read More »

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RE4

Home Insurance Regulations in Florida

By Larry E. Bray, P.A. |

Home insurance or hazard insurance is inextricably linked to the legalities of a real estate purchase. The function of home insurance is to provide the lender with peace of mind in the event of property experiences damage or some other kind of loss. In addition to property damages or loss, home insurance also protects… Read More »

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RE1

The Importance of Purchasing Title Insurance

By Larry E. Bray, P.A. |

Title insurance is a type of real estate insurance. This type of insurance protects the buyer of a home or land against loss of the property should there be later discovery that the title to the property was “imperfect.” Imperfect title is a legal term of art that means that someone has a claim… Read More »

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Easement

Understand These Concepts Before Signing a Commercial Easement Agreement

By Larry E. Bray, P.A. |

A commercial easement, like a normal easement, is a legal right of way given by one property owner to the other for commercial purposes. An easement can serve many purposes in the realm of commercial needs. One easement can allow work trucks of one business to pass through the property of another business for… Read More »

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Forec5

Facing Foreclosure? Consider a Mortgage Loan Modification

By Larry E. Bray, P.A. |

Every year, countless individuals and families face the risk of foreclosure due to delinquent mortgage payments. A risk of foreclosure does not mean homeowners have to succumb to foreclosure. Homeowners do have options in the event of foreclosure. These options are available at different stages after a home mortgage becomes delinquent. Homeowners should not… Read More »

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