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Category Archives: Real Estate (Commercial And Residential)

Survey

Surveys: Why Do You Even Need Them?

By Larry E. Bray, P.A. |

There are a lot of steps to the typical real estate closing. One of those steps is the survey. This sounds like a useless requirement. After all, property lines should be well established, and it doesn’t look like anybody’s stuff is going onto anybody else’s property. There doesn’t appear to be any fighting over… Read More »

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HomeAppraisal

What’s Your Home Worth? Look at the Address Name

By Larry E. Bray, P.A. |

One of the best things about buying property is that it isn’t just a place to live, but also an investment. With any luck, and barring any catastrophic economic meltdown, your home will go up in value as you live in it. But how much will it go up? The answer may depend on… Read More »

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RE_Issue

What is Partition and When is it Used?

By Larry E. Bray, P.A. |

There are many kinds of legal situations, where real property, like homes, need to be divided up. When properties have multiple owners, and they both have a claim to the value of the property, and one wants to “cash out” and get the value of his or her equity in the property, there often… Read More »

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RElaw

Short Sales: Act Fast To Have Real Estate Debt Forgiven

By Larry E. Bray, P.A. |

Although the days of mass foreclosures are behind us, our economy is still up and down, the housing market still fluctuates, and thus, there is still the chance that you could find yourself living in what is upside down (or negative equity) property. One solution for you may be a short sale. But what… Read More »

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HouseGavel

Fixed And Adjustable Rate Loans- Which Is Best For You?

By Larry E. Bray, P.A. |

When you are buying a home, and you are presented with mortgage options, there may be more options available to you than you think. Specifically, you may have the option of a fixed rate or an adjustable rate mortgage loan. This is a big decision—you’ll have to live with it for the duration of… Read More »

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HomeLawn

Check Public Records For Covenants That Run With The Land

By Larry E. Bray, P.A. |

When you buy a home, your real estate attorney must always do a review and check of the public records. The reason is to make certain that “title” is clean and unencumbered; it’s important to know whether the person selling you the property actually has the legal right to sell it to you, and… Read More »

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RealEstateAtty

Why Use A Real Estate Attorney, Instead Of Just A Closing Or Title Company?

By Larry E. Bray, P.A. |

If you’re thinking of buying a home, you may have seen ads for title companies or closing companies, promising to handle your closing. Of course, you also know many people use real estate attorneys, and making things more confusing, some title or closing companies are owned by attorneys. All this may cause you some… Read More »

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RE_Closing

Nontraditional Transfers And Due On Sale Clauses: Watch Out

By Larry E. Bray, P.A. |

When we think of selling property, we think of what is generally a voluntary process, or one that goes through the traditional closing process. There is a willing seller and a willing buyer, liens are checked, inspections are conducted, the buyer pays off any existing liens through the sale price, and the seller gets… Read More »

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House1

Understanding Insurance Requirements For Your Mortgage

By Larry E. Bray, P.A. |

If you buy a home with a mortgage, there is a good chance that the mortgage company will require that you get homeowners insurance. Because buying a home is the largest purchase most people will ever make in their lifetimes, it is probably a good idea to get insurance whether the mortgage company requires… Read More »

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Scam

Be Careful With These Common Real Estate Scams

By Larry E. Bray, P.A. |

If there’s anything of value in the world, there’s bound to be people trying to steal it. The same holds true with real estate. Yes, real estate scams are quite common in Florida. Here are some of the more common ones, so you can be on the alert and know what to look for…. Read More »

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