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Monthly Archives: February 2024


Things People Forget When Making an Estate Plan

By Larry E. Bray, P.A. |

So you go to an estate planning lawyer to have your will and other estate plan documents drawn up. You have everything with you, all the information that you need, and you draw up an estate plan, including a will, perhaps a trust, and some other crucial documents, like powers of attorney or healthcare… Read More »

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Class Gifts in Your Estate Plan: A Good or Bad Idea?

By Larry E. Bray, P.A. |

Let’s say that you have an estate plan, and you want to leave your property to your beneficiaries. When you make your will or trust, you would identify your beneficiaries—that is, who is getting what from your estate. But naming people isn’t the obvious task that it seems to be—and making a mistake can… Read More »

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How Lenders Get In Trouble With Usury Laws

By Larry E. Bray, P.A. |

Let’s say you loan money to borrowers. You know that you can charge interest, but that there is a limit to the legal interest that you can charge. You are careful, making sure not to exceed the legal maximum. But don’t be surprised if you still end up in trouble, exceeding the legal interest… Read More »

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Escrow Agents Often Find Themselves Involved in Interpleader Actions

By Larry E. Bray, P.A. |

Real estate litigation is unique because unlike most lawsuits that involve a dispute over property or assets between two people or parties, with real estate there is often a third party: an escrow agent, or even a realtor. What is an Escrow Agent? An escrow agent is a party that is neutral to, and… Read More »

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