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Author Archives: jay@milemarkmedia.com

QuestionMarks

What Is Escrow And How Is It Used After A Real Estate Closing Is Over?

By Larry E. Bray, P.A. |

At your real estate closing, or before it, you may hear your attorney talk about the possibility of holding money in escrow, after the closing is over. But what does that mean, and why would any money need to be held in escrow? Money Held for Contingencies In simplest terms, money is held in… Read More »

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RE_Law

Things To Know About Seller Financed Loans

By Larry E. Bray, P.A. |

Many people see getting financing from a traditional bank or lender, to be difficult, arduous, time consuming, and too dependent on credit. And many sellers may not like it either—sellers know that their closing is conditioned on the buyer getting the financing from the lender, as a contingency to the closing. Seller Financed Loans… Read More »

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EstPlan19

Probating Estates With No Body, And No Death

By Larry E. Bray, P.A. |

When we think of probating an estate, one thing or one issue we just assume is established, is that the person whose estate is being probated, is actually gone. Whether someone died or not, is supposed to be the easy part of probating an estate. But it’s not always that easy. The very sad… Read More »

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Lit2

What Is A Covenant That Runs With The Land?

By Larry E. Bray, P.A. |

You don’t have to be an attorney to know that to be bound by a contract (real estate or otherwise), you need to have signed that contract. Something that two people sign or agree to, can’t bind you, if you weren’t a part of that agreement. But there’s an exception to that when it… Read More »

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RealEstate2

Know The Difference Between Adjustable And Fixed Rate Mortgages

By Larry E. Bray, P.A. |

In the news nowadays, there are reports of interest rates going up, and potentially getting higher in the future. If you are a future homeowner, this should be of concern; the higher the interest rates are, the less money you will be able to afford to borrow. You may not be aware that there… Read More »

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REAgents

What To Do When You’re Facing Deadlines In Your Real Estate Contract

By Larry E. Bray, P.A. |

If you take a look at your real estate contract, you will notice that a number of deadlines need to be met, before closing can happen. There are deadlines for surveys, for inspections, for loan approvals, for notices, and for a handful of other events. But what happens when a deadline can’t be complied… Read More »

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HouseGavel

Consider A 1031 Exchange If You’re Buying Or Selling Real Estate

By Larry E. Bray, P.A. |

It’s no secret that buying and selling properties can be very profitable. Many people make good money buying properties, improving on them, perhaps renting them out for a bit, before selling them at a profit. But many people who do this kind of real estate investing forget one thing: Income. Government Wants Its Piece… Read More »

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Probate5

Probate Court And Your Homestead Property

By Larry E. Bray, P.A. |

You may have already known that Florida has one of the strongest protections for homestead property of any state in the nation. With certain exceptions, the entirety of the equity in your homestead is protected from creditors—absent an actual mortgage or security agreement, a creditor cannot take your homestead property to satisfy a debt…. Read More »

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Will12

Reformation Of Wills And Trusts In Florida

By Larry E. Bray, P.A. |

We have, in the past, written about the many ways that someone could challenge a will or trust. But there is another way to challenge a will or trust, in addition to the more common allegations of fraud, undue influence, coercion or duress: A simple mistake. Errors in Estate Documents Trusts, and more recently… Read More »

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RealEstate

What Is A Quiet Title Lawsuit?

By Larry E. Bray, P.A. |

When you purchase property, a complete title search will be done. That title search ensures that whoever is selling the property to you, actually owns the property, and thus, can legally transfer the title to you. This is done by looking into a number of sources, but mostly through public records searches. The search… Read More »

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