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Recent Blog Posts

EstPlan11

Differences between GRAT, GRIT, and GRUT Trusts

By Larry E. Bray |

The Internal Revenue Code defines a “grantor trust” as a trust where the person who created the trust is the owner of its assets and property for estate tax and income tax purposes. Essentially, the grantor has control and can direct the trust’s assets and income. The use of certain kinds of trusts can… Read More »

Legal7

What Role Does a Personal Representative Play in a Florida Probate?

By Larry E. Bray |

When someone passes away and leaves a will, the estate will need to go through probate to verify the validity of the will and how the estate will be divided. The personal representative is a person, trust company, or bank who is appointed by judge to be the one in charge of administering the… Read More »

WillDocument

Basic Legal Requirements of a Florida Last Will and Testament

By Larry E. Bray |

If someone dies without a will in Florida, it’s considered to be “intestate,” and the state laws will determine how the estate will be distributed. The potential beneficiaries will have no legal standing to dispute the court’s distribution of the estate pursuant to the applicable intestate laws. Creating a Last Will and Testament is… Read More »

Title

The Advantages of Purchasing an Attorney-Written Title Insurance

By Larry E. Bray |

Title insurance protects the buyer of a home or land against loss of the property should there be later discovery that the title of the property was “imperfect.”  Imperfect title is a legal term of art that means that someone has a claim (whether legitimate or illegitimate) to the property.  Imperfect title could also… Read More »

EstPlan9

3 Myths about Small Asset Estates

By Larry E. Bray |

In Florida, small asset estates are estates that are worth $75,000 or less. These estates are also eligible for summary administration, which provides a speedy process for disposing of estates without the long wait brought on by traditional probate requirements. The common misconception is that the smaller the estate, the simpler the probate process…. Read More »

BusPlan

Business to Business Debt Collection Strategies

By Larry E. Bray |

Every successful business relies on other businesses. This is the only way to keep a business thriving.  Restaurants rely on wholesale food vendors to stock a busy kitchen and a large law firm relies on temporary staffing agencies to staff temporary personnel needed to prepare for a document-heavy trials.  Smart businesses know the importance… Read More »

RE4

Home Insurance Regulations in Florida

By Larry E. Bray |

Home insurance or hazard insurance is inextricably linked to the legalities of a real estate purchase.  The function of home insurance is to provide the lender with peace of mind in the event of property experiences damage or some other kind of loss. In addition to property damages or loss, home insurance also protects… Read More »

Planning

The Role of a Personal Representative

By Larry E. Bray |

A personal representative (also known as an executor or an administrator), in the simplest form, is someone named in a will that is directed to carry out the testator’s formal wishes.  The personal representative is normally a person, but sometimes can be a bank or trust company.  If the testator does not have a… Read More »

EstPlan2

Common Disputes in Trust Administration

By Larry E. Bray |

A trust is a legal document that forms a division of property rights.  A trustee manages the assets in the trust according to the wishes of the creator of the trust, who is also known as the grantor.  The beneficiaries of a trust benefit from the assets or property in accordance with the directions… Read More »

RE1

The Importance of Purchasing Title Insurance

By Larry E. Bray |

Title insurance is a type of real estate insurance.  This type of insurance protects the buyer of a home or land against loss of the property should there be later discovery that the title to the property was “imperfect.”  Imperfect title is a legal term of art that means that someone has a claim… Read More »

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