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Recent Blog Posts

Planning

The Role of a Personal Representative

By Larry E. Bray |

A personal representative (also known as an executor or an administrator), in the simplest form, is someone named in a will that is directed to carry out the testator’s formal wishes.  The personal representative is normally a person, but sometimes can be a bank or trust company.  If the testator does not have a… Read More »

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Common Disputes in Trust Administration

By Larry E. Bray |

A trust is a legal document that forms a division of property rights.  A trustee manages the assets in the trust according to the wishes of the creator of the trust, who is also known as the grantor.  The beneficiaries of a trust benefit from the assets or property in accordance with the directions… Read More »

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The Importance of Purchasing Title Insurance

By Larry E. Bray |

Title insurance is a type of real estate insurance.  This type of insurance protects the buyer of a home or land against loss of the property should there be later discovery that the title to the property was “imperfect.”  Imperfect title is a legal term of art that means that someone has a claim… Read More »

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Small Asset Estate Planning Options

By Larry E. Bray |

Individuals with small assets who are seeking estate planning options usually have a false misconception that estate planning is not for them.  However, this way of thinking is flawed.  On the contrary, estate planning is a wise decision no matter the size of the estate or the dollar amount associated with it.  Individuals with… Read More »

Easement

Understand These Concepts Before Signing a Commercial Easement Agreement

By Larry E. Bray |

A commercial easement, like a normal easement, is a legal right of way given by one property owner to the other for commercial purposes.  An easement can serve many purposes in the realm of commercial needs.  One easement can allow work trucks of one business to pass through the property of another business for… Read More »

Pets

Legal Considerations When Leaving Money for the Care of Pets

By Larry E. Bray |

There are many individuals who are interested in leaving money for the care and upkeep of their beloved pets. That is why the idea of pet trusts and pet care conveyances are recognized in the realm of estate planning. To accomplish this requires specialized knowledge and certainly requires attorney involvement. These are subtle nuances… Read More »

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Facing Foreclosure? Consider a Mortgage Loan Modification

By Larry E. Bray |

Every year, countless individuals and families face the risk of foreclosure due to delinquent mortgage payments.  A risk of foreclosure does not mean homeowners have to succumb to foreclosure.  Homeowners do have options in the event of foreclosure.  These options are available at different stages after a home mortgage becomes delinquent.  Homeowners should not… Read More »

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Three Reasons Why Small Businesses Need to Retain an In-House Counsel

By Larry E. Bray |

Owning a small business means dealing with all the legalities that arise from the day-to-day operation of the business. The owners of larger companies and corporations are in many ways insulated from minor legal questions having to do with running a business. These include issues revolving around employees, minor contracts as well as small… Read More »

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Ways to Minimize the Impact of Estate Taxes

By Larry E. Bray |

The passing of a loved one can be stressful enough when relatives have to both grieve and settle the affairs of the deceased. One of these considerations is the payment of estate taxes (also known as death taxes). An estate tax is the taxation of all the property held by an individual at the… Read More »

Agreement

The Importance of Seeking Legal Review Before Signing a Contract

By Larry E. Bray |

When two parties come together to contract, the best possible practice is to involve a lawyer. Although contracts are made every day amongst individuals (both verbal and written contracts), it is wise to get it in writing where there is much at stake to lose. To non-attorneys, a contract may appear as a simple… Read More »

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